A great way to get started on building that nest egg. 

  • Minimum Initial Deposit is $50.00 (waived if under the age of 23) 
  • Service fee of $2.00 a month for each month the average balance falls below $200 (Fee waived if under the age of 23) 
  • Online Banking 
  • ATM Card 
  • Easily transfer money between savings account and any Union Bank account 
  • Variable Rate of interest, compounded monthly, paid monthly* 
  • Withdrawals are limited to three per month, additional withdrawals $0.50 each** 
  • Statement mailed quarterly (monthly with combined checking, direct deposit, or ACH) 

*See our Rate page for details

For our Quick Switch Kit please Click Here

** Limited withdrawals include staff-assisted transactions by telephone, mail or in person. Does not apply to ATM withdrawals.

  • No minimum deposit to open 
  • Service fee of $6.00 a month for each month the minimum balance falls below $1,000 
  • Online Banking 
  • Variable Rate of interest, compounded daily, paid monthly* 
  • Higher tiered balances earn higher interest rates 
  • Withdrawals are limited to six per month, additional withdrawals $6.00 each**

*See our Rate page for details

For our Quick Switch Kit please Click Here

** Limited withdrawals include staff-assisted transactions by telephone, mail or in person. Does not apply to ATM withdrawals.

  • Minimum Initial Deposit is $5,000 and a Union Bank primary checking account is required 
  • Service fee of $20.00 a month for each month the minimum balance falls below $20,000 
  • Online Banking 
  • Variable Rate of interest compounded daily, paid monthly* 
  • Higher tiered balances earn higher interest rates 
  • Interest paid on balances of $5,000 and greater 
  • Withdrawals are limited to 6 per month, additional withdrawals $10.00 each**

:See our Rate page for details

For our Quick Switch Kit please Click Here

** Limited withdrawals include staff-assisted transactions by telephone, mail or in person. Does not apply to ATM withdrawals.

Christmas Club is a savings account that is designed as convenient, systematic way for you to save money for the holidays or other end of year expenses.

  • Minimum deposit of $50 to open this account.
  • There is no monthly service fee and no minimum balance
  • Variable rate of interest
  • Increased interest rate with an automatic deposit from another Union Bank account.
  • Christmas Club account term ends mid-October and the money in the account will be transferred to your checking account for use, if no transfer account established, the account will continue to compound.


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Mobile Banking

Access your finances wherever your day takes you with Union Bank mobile banking. Learn more about Mobile Banking