1. Use Google Chrome or Mozilla Firefox as a web browser for best results. 
  2. When logging into the system, the Tax ID should be input with no dashes.
  3. Refer to the Document Checklist links below for lists of documents required for your Forgiveness Application.
  4. Gather your required documentation and scan it into .PDF format.  Scanning it into one .PDF file will be easiest to upload.
  5. Do not upload files in .ZIP format. Files must be uploaded individually.
  6. Save your information before moving from page to page in the software.
  7. If you need to exit the Forgiveness Application to continue your work later, please save your information first. (It will be lost if you do not save it.)
  8. Once your application is complete and your documentation is uploaded, hit submit to complete your application.

PPP Loan Forgiveness Resources

SBA Paycheck Protection Program Portal - Loan Forgiveness   

PPP Loan Forgiveness FAQ      PPP Forgiveness - Borrower Factsheet 

PPP Loan Forgiveness - Document Checklists 
Document Checklist for PPP Loan Forgiveness Application 3508
Document Checklist for PPP Loan Forgiveness Application 3508EZ
Document Checklist for PPP Loan Forgiveness Application 3508S

PPP Loan Forgiveness Updates

Updated January 6, 2021: The SBA is working to develop a more simplified forgiveness application for PPP loans under $150,000. We ask that PPP loan customers with loans under $150,000 wait until this new application becomes available before you apply for your PPP Loan Forgiveness.

Updated October 23, 2020: NEW simplified application option now available in the bank’s PPP forgiveness portal! We suggest that borrowers that received a PPP loan of $50,000 or less, AND together with its affiliates, didn’t receive PPP loans totaling $2,000,000 or more consider the use of this application option. The Small Business Administration has released a streamlined loan forgiveness application (Form 3508S) specifically for Paycheck Protection Program loans totaling $50,000 or less. This form requires borrower certifications and supporting documentation for eligible payroll and non-payroll costs. It does not require calculations to be submitted.


Updated October 2, 2020:  The Small Business Administration has issued guidance on PPP borrower changes in ownership.  Borrowers must notify the bank in writing prior to the closing of any change in ownership.  An escrow account equal to the outstanding balance of the PPP loan will need to be established.  The bank may approve the change in ownership with SBA approval, as required.


Updated August 10, 2020: The SBA's PPP Forgiveness Portal is now available. Users will need to use Google Chrome or Mozilla Firefox for best results.

Paycheck Protection Program - Loan Forgiveness Details
Recent changes to the Payroll Protection Program increase the likelihood that small business borrowers are eligible for full loan forgiveness. Your lender can explain how this will affect your business. The changes include:
  • The 8 week covered period is extended to 24 weeks
    Borrowers can choose to extend the 8 week period to 24 weeks, or they can keep the original 8 week period. New PPP borrowers will have a 24 week covered period, and in all cases, the covered period cannot extend beyond December 31, 2020.

  • 75% rule reduced to 60%
    Now borrowers must spend at least 60% on payroll, not the 75% in the original bill.

  • New PPP loans will have a minimum maturity of 5 years
    New borrowers now have 5 years to repay the loan instead of 2 years. Existing PPP loans can be extended up to 5 years if the lender and borrower agree. The interest rate remains at 1%.

  • Extend Loan Forgiveness Period
    The deferment period has been extended from 6 months to the date the SBA remits the borrower’s loan forgiveness to the bank, or within 10 months of the last day of the covered period, if the borrower doesn’t apply for forgiveness.
The Union Bank Co.

105 Progressive Drive
Columbus Grove, OH 45830
(800) 837-8111
Routing Number - 041213759