Home Equity & Personal Loans

Home Equity Lines of Credit (HELOC)

With HELOC, a line of credit is available to you for any purpose you choose. The flexibility offered by a HELOC allows you to decide how and when you want to borrow money.

We offer several options to give you even more control of your line of credit. 
  • Monthly adjustable rate 
  • Five-year adjustable rate 
  • Interest only payments available 
  • Ten-year term 
  • Interest rate reduction available for automatic payments from Union Bank checking account 
  • Special programs available for construction projects

What's the available equity in your home? With our Home Equity Calculator, you can calculate your home's approximate value to get an estimate of how much you can borrow.
 

*All lending products are subject to credit application and approval.

 


 

Vehicle Loans

Autos, boats, motorcycles, RVs, and more! Shop with confidence with a Union Bank Vehicle Loan. 

Not sure what to look for when buying a new car? This "Getting a Car" article from The U Bank Financial University provides the pros and cons to buying new or used as well as a calculator to help you determine your best financing options!
 
*All lending products are subject to credit application and approval.

 


 

Personal Loans

Our Personal Loans are well...personal. We're here to provide financial support for unexpected expenses, emergencies, etc. With a Personal Loan we have flexible terms to fit your budget. 

Need help with budgeting, we've got a tool for that. The U Bank Financial University provides a variety of calculators, articles and coaching sessions to help you set, and stick to a budget. Check out the Budgeting series to get started.

 
*All lending products are subject to credit application and approval.

 












A young woman paying for a meal with a credit card

Choose the Credit Card that fits you!

From online shopping to everyday purchases, our cards make it easy. Apply today and enjoy reliable purchasing power.