Rates

Special CDs(1)

6 Month Special CD
3.70% APY*
With an interest rate of 3.64%
12 Month Special CD
3.70% 
APY*
With an interest rate of 3.64%
24 Month Special CD
3.30% APY*
With an interest rate of 3.25%

*APY = Annual Percentage Yield. Interest rates and APYs are current as of 06/05/2026. 

(1) Fees could reduce earnings. A penalty may be imposed for early withdrawal. $500.00 minimum opening deposit.

 

Union Rewards High Interest: If qualifications are met, see account details

Balance Interest Rate APY*
up to $10,000.00 1.98% 2.00%
$10,000.01 - $20,000.00 1.00% 2.00% to 1.50%
$20,000.00.01 and up 0.35% 1.50% to 0.37%

 

Union Rewards High Interest: If qualifications are NOT met

Balance Interest Rate
APY*
$0.00 and up 0.01% 0.01%
 
*APY = Annual Percentage Yield. The interest rates and APYs may change without notice after account opening. Interest rate and APYs are tiered and apply only to the portion of the balance within each tier. Interest rates and APYs are current as of 11/09/2024. Minimum opening deposit $50.00. Fees could reduce earnings.

Money Market Special (Personal and Business)
⇒New Money Only

Balance Interest Rate APY*
up to $249,999.99 0.50% 0.50%
$250,000.00 and up 1.00% 1.00%
 

Personal Money Market Savings

Balance Interest Rate APY*
up to $24,999.99 0.10% 0.10%
$25,000.00 - $49,999.99 0.10% 0.10%
$50,000.00 - $99,999.99 0.10% 0.10%
$100,000.00 - $249,999.99 0.10% 0.10%
$250,000.00 - $399,999.99 0.25% 0.25%
$400,000 and up 0.25% 0.25%
 

Business Money Market Savings

Balance Interest Rate APY*
up to $49,999.99 0.02% 0.02%
$50,000.00 - $99,999.99 0.03% 0.03%
$100,000.00 - $249,999.99 0.04% 0.04%
$250,000.00 - $399,999.99 0.05% 0.05%
$400,000.00 and up 0.06% 0.06%

 
*APY = Annual Percentage Yield. The interest rates and APYs may change without notice after account opening.  Interest rate and APYs are tiered and apply only to the portion of the balance within each tier. Interest rates and APYs are current as of 12/15/2025. Personal Money Market has no minimum opening deposit required. Business Money Market requires a $5,000.00 minimum opening deposit. Fees could reduce earnings.
 

Board CDs (1)

CD Interest Rate APY* Minimum Opening Deposit
90 Day CD 0.03% 0.03% $500.00
6 Month CD 0.05% 0.05% $500.00
12 Month CD 0.07% 0.07% $500.00
18 Month CD 0.10% 0.10% $500.00
24 Month CD 0.16% 0.16% $500.00
36 Month CD 0.20% 0.20% $500.00
48 Month CD 0.35% 0.35% $500.00
60 Month CD 0.50% 0.50% $500.00
 

*APY = Annual Percentage Yield. Interest rates and APYs are current as of 12/17/2025. Fees could reduce earnings.

(1) A penalty may be imposed for early withdrawal.









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