Rates

Special CDs⁽¹⁾

6 Month Special CD

3.70% APY*

With an interest rate of 3.40%

9 Month Special CD

3.45%
APY

With an interest rate of 3.40%

24 Month Special CD

3.30% APY*

With an interest rate of 3.25%

^{*APY = Annual Percentage Yield. Interest rates and APYs are current as of 12/17/2025.}

^{(1) Fees could reduce earnings.}^{A penalty may be imposed for early withdrawal.}

Checking Accounts

Union Rewards High Interest: If qualifications are met, see account details

Balance	Interest Rate	APY*
up to $10,000.00	1.98%	2.00%
$10,000.01 - $20,000.00	1.00%	2.00% to 1.50%
$20,000.00.01 and up	0.35%	1.50% to 0.37%

Union Rewards High Interest: If qualifications are NOT met

Balance	Interest Rate	APY*
$0.00 and up	0.01%	0.01%

^{*APY = Annual Percentage Yield. The interest rates and APYs may change without notice after account opening. Interest rate and APYs are tiered and apply only to the portion of the balance within each tier. Interest rates and APYs are current as of 11/09/2024. Minimum opening deposit $50.00. Fees could reduce earnings.}

Money Market Savings

Money Market Special (Personal and Business)
⇒New Money Only

Balance	Interest Rate	APY*
up to $249,999.99	0.50%	0.50%
$250,000.00 and up	1.00%	1.00%

Personal Money Market Savings

Balance	Interest Rate	APY*
up to $24,999.99	0.10%	0.10%
$25,000.00 - $49,999.99	0.10%	0.10%
$50,000.00 - $99,999.99	0.10%	0.10%
$100,000.00 - $249,999.99	0.10%	0.10%
$250,000.00 - $399,999.99	0.25%	0.25%
$400,000 and up	0.25%	0.25%

Business Money Market Savings

Balance	Interest Rate	APY*
up to $49,999.99	0.02%	0.02%
$50,000.00 - $99,999.99	0.03%	0.03%
$100,000.00 - $249,999.99	0.04%	0.04%
$250,000.00 - $399,999.99	0.05%	0.05%
$400,000.00 and up	0.06%	0.06%

^{*APY = Annual Percentage Yield. The interest rates and APYs may change without notice after account opening. Interest rate and APYs are tiered. Interest rates and APYs are current as of 12/15/2025. No minimum opening balance required. Fees could reduce earnings}

Certificates of Deposit

Board CDs ⁽¹⁾

CD	Interest Rate	APY*	Minimum Opening Deposit
90 Day CD	0.03%	0.03%	$500.00
6 Month CD	0.05%	0.05%	$500.00
12 Month CD	0.07%	0.07%	$500.00
18 Month CD	0.10%	0.10%	$500.00
24 Month CD	0.16%	0.16%	$500.00
36 Month CD	0.20%	0.20%	$500.00
48 Month CD	0.35%	0.35%	$500.00
60 Month CD	0.50%	0.50%	$500.00

^{*APY = Annual Percentage Yield. Interest rates and APYs are current as of 12/17/2025. Fees could reduce earnings.}

^{(1) A penalty may be imposed for early withdrawal.}

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