As a business owner, we know your time is valuable. With the convenience services offered by our Treasury Management Team, we can customize solutions to fit your needs. Call today to make an appointment with our Private Banking/Treasury Management Department. 

  • Automated Clearing House (ACH): Create and send ACH files.
  • Remote Deposits: Expedite deposits directly to your account.
  • Personalized Account Analysis: Balances work for you to offset fees or add services.
  • Positive Pay: Check fraud protection made easy.
  • Merchant Services: Accept credit card payments.
  • Business Online: Managing your business accounts has never been easier.
  • Re$ubmitit®: Manage returned checks the easy way.

Private Banking
Union Bank is proud to offer Private Banking, specialized services to address the unique needs of busy professionals, executives, entrepreneurs and high-net-worth individuals. Our team delivers a full range of business and personal banking products along with the highest level of personalized service. Your Private Banking Professional will:
  • Assist you with all banking services
  • Work on your schedule — by phone, email or in-person
  • Help with any other financial needs. From commercial loans to wealth management, we are happy to schedule a meeting for you with a member of our team of financial professionals.

Check Positive Pay
Check Positive Pay is an automated fraud detection tool offered by our Treasury Management Team. This business service helps detect posting errors and uncover potential check fraud, helping our business clients avoid unnecessary losses and liabilities for the company.

How It Works
When a business enrolls in Check Positive Pay, they will have the ability through Business Online Banking to upload a simple file of approved checks. This list is most often issued daily, accounting for checks issued by the business in the previous 24-hour period. Single checks can also be entered manually in Business Online Banking.

Then, whenever a check is presented to the Bank for payment, Check Positive Pay compares them against the business’s approved list of issued checks. An automated system matches the check number and dollar amount of the check to verify that all information is consistent.

If discrepancies appear, the Bank will send an exception alert to the business so that suspicious items can be examined and verified. If an error or fraudulent check has been presented, the company can return the check before it posts to their account, thereby saving their business from potential loss. The Bank will process items based on a payment option pre-selected by the business.

Enroll Today
If you’re interested in protecting your business against fraud, getting started with Check Positive Pay is easy. Connect with a member of Treasury Management Team today.

Have questions?
Our Communications Center is available during business hours to take your calls, texts, emails or live chat messages. 

The Union Bank Co.

105 Progressive Drive
Columbus Grove, OH 45830
(800) 837-8111
Routing Number - 041213759