Big decisions don’t have to be hard ones. 

Union Bank’s lending professionals will help you get the loan you need whether it’s a new home, a new car, or just a line of credit to help with that dream vacation!

Mortgage Service

Whether you're buying or building, Union Bank’s team of mortgage professionals will take you through the process to get you the loan that’s right for you. 

Fixed Rate Mortgage 
This is our most popular option for homeowners who want the security of a rate that stays the same over the life of the loan.
  • Terms to fit your budget
  • Interest rate never change over the life of the loan 

Adjustable Rate Mortgage
This is a perfect option for buyers hoping to keep their initial payments lower.
  • Terms to fit your budget 
  • Rate and payments may change over time
  • Rate cap to protect you

Construction Loans
We want to be your partner in building that dream home.
  • Short term loans.
  • Choose your own contractor
  • Easily converts to a fixed or adjustable rate mortgage when your home is complete 

Ready to Get Started on your Mortgage or Construction Loan?

Apply Here! or stop by your Union Bank office today!

Home Equity Services

Great rates, flexible terms and your interest may be tax deductible*. Union Bank has the perfect Home Equity loan for you! 

Home Equity Loans

Whether you’re remodeling your home or just consolidating your bills, a Union Bank Home Equity Loan can help. These loans typically offer a fixed rate of interest and specific loan term. In most cases, all funds are advanced at the beginning of the loan. 

Home Equity Lines of Credit

You’re in control with our Home Equity Lines of Credit (HELOC). With HELOC, a line of credit is available to you for any purpose you choose. With our convenient access checks, you can pay tuition, buy a new vehicle or take a vacation. The flexibility offered by a HELOC allows you to decide how and when you want to borrow money.

The Union Bank's HELOC offers several options to give you even more control of your line of credit. 

  • Monthly adjustable rate 
  • Five-year adjustable rate 
  • Interest only payments available 
  • Ten year term 
  • No Annual Fee 
  • Interest rate reduction available for automatic payments from Union Bank checking account 
  • Special programs available for construction projects

Minimum lifetime interest charges apply. Contact us for details.

*Consult your tax adviser.

Auto Loans

Shop with confidence with a Union Bank Auto Loan. Great rates, flexible terms and professional advice. And it’s not just for cars. Trucks, RVs, Boats, if it has wheels, we’ll help finance it.

Ready to get started on your Home Equity or Auto Loan?

Call us today, or start the process online by clicking on the link below. Once you’ve submitted your application, one of our lending professionals will contact you within one business day to set up a time to discuss your needs and gather any additional information.

Apply Here! or stop by your Union Bank office today!

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Union Interest Rewards
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The Union Bank Co.

105 Progressive Drive
Columbus Grove, OH 45830
(800) 837-8111
Routing Number - 041213759