Whether you're looking for your first checking account or one that offers great rewards, we've got you covered!
 
 
Your Union Checking Account includes these value added services:

Checking Accounts

Union Rewards - Cash Back
  • $50.00 minimum opening balance.
  • No monthly service charge.
  • Non-interest bearing account.
  • Earn $5.00 cash back and receive up to $15.00 in foreign ATM fee refunds (per monthly statement cycle), when qualifiers are met.
  • To qualify for Cash Back Rewards:
    • ≥20 debit card point-of-sale transactions must be posted and cleared per monthly statement cycle; plus
    • Combined direct deposit of at least $500.00 must be posted and cleared per monthly statement cycle.
Union Rewards - High Interest
  • $50.00 minimum opening balance.
  • No monthly service charge.
  • Tiered interest, when qualifiers are met. See deposit rates here.
  • To qualify for High Interest Rewards:
    • ≥20 debit card point-of-sale transactions must be posted and cleared per monthly statement cycle; plus
    • Combined direct deposit of at least $1,000.00 must be posted and cleared per monthly statement cycle.

Convenient Account Access

Your debit card has the following shopping and security benefits:

  • Extended Warranty Insurance can double the time period and duplicates the coverage of the original manufacturer's or U.S. store brand warranty on new products for a maximum of one year.
  • Price Protection can guarantee cardholders the best price on new products purchased with an eligible card by providing a refund on the difference if you find a lower price within 60 days of purchase.
  • Satisfaction Guarantee can provide up to $250.00 per new product if you become dissatisfied with your product within 60 days of purchase and the merchant will not accept a return.
  • Identity Theft Resolution with Wallet Protection protects you if someone attempts to steal your identity. MasterCard® will provide services to report and help resolve the incident.
  • MasterCard® Global Service provides around-the-clock customer service for all of your account-related questions.
  • MasterCard® Zero Liability protects against unauthorized purchases on your card should your card be lost or stolen.
  • Purchase Assurance® insures you against theft, damage, or loss of most new items for 90 days after you buy them.
With our Mobile App, you can build your Digital Wallet for banking on the go:

Use your smartphone to pay for purchases by simply loading your Union Bank Debit Card information into the pay app for your phone. Using your smartphone to make payments at the register is as easy as using your debit card, only quicker and more secure.

Learn more about how to set up your contactless payment option:

Have questions? Our Communications Center is available during business hours to take your calls, texts, emails or live chat messages.


Create a budget. Budgeting enables you to meet your goals and prioritize your expenses.


IntraFi Network Deposits Have excess cash balances automatically sent from your transaction account to an interest earning account.


MasterCard® Debit Card Assistance

Lost or Stolen Card:
800-417-8715

Fraud Department:
800-262-2024

Card Benefits:
800-307-7309

Activate Card or Reset PIN:
800-992-3808