At Union Bank, we understand that checking accounts are not one-size-fits-all. We’ve developed a range of accounts to provide you great value and assure you get the account that fits you best. Whether you’re looking for your first checking account, or one that offers great Rewards, we've got you covered!

Check Out the Value Package included with all of our Everyday Checking Accounts:

  • Free VIP Platinum MasterCard® Debit Card 
  • Free Online Banking 
  • Free Unlimited Bill Pay 
  • Free Unlimited Mobile Banking, Mobile Deposit & Bill Pay 
  • Free Card Valet®
  • Free Notary 
  • Free Check Safekeeping 
  • Free ATM Card 
  • Loan Discount (1) 
  • Safe Deposit Box Discount (2) 
  • Unlimited check writing 
  • Unlimited teller assisted transactions 
  • Outstanding Customer Service 

1 Loan Discount: 1/4% loan discount for auto-pay of a Union Bank loan from a Union Bank checking

2 Safe Deposit Box Discount: 50% off on a safe deposit box for the first year.

Union Everyday Checking Accounts:

The Union Reward - High Interest account allows you to earn great interest rates with no monthly service fee when you qualify. And qualifying is easy!

Once you qualify, you begin to earn our highest checking interest rate for balances from $1 to $10,000 and split rates thereafter. Plus, use your debit card at any non-Union Bank ATM and receive up to $25 in foreign ATM refunds. Open a Union Interest Rewards Plus for even more value.

• FREE Welcome Pack of single checks

• High interest rate when qualifiers met

• No minimum balance required

• No monthly service charge

• Nationwide ATM refunds up to $25 each month when qualifiers met


Easy qualifiers:

- 15 debit card POS transactions posted/cleared per monthly statement cycle

- PLUS any one of the following each month:

• Direct deposit

• eStatements received

• Five or more bill pays or automatic payments (auto debits)

• Owner age 23 or younger

 *See our Rates page for details


For our Quick Switch Kit please Click Here

*Qualifying point of sale transactions must post and clear the Union Interest Rewards Checking account during the monthly statement cycle. Transactions may take one or more business days from the date the transaction was made to post and settle to an account.

ATM transactions do not count as qualifying transactions. Intra-bank transfers do not count as qualifying ACH transactions. Fees may reduce earnings. E-Statement may be retrieved by logging onto www.theubank.com online banking. Personal accounts only. One account per social security number. Checks are not returned with statements. If the account is closed prior to ATM fee refunds and/or interest posting to your account, all refunds and interest may be forfeited.

The Union Rewards - Cash Back Account features more ways to qualify and earn cash back with more ways to earn rewards everyday. Qualifying is easy. Use your VIP Platinum MasterCard® Debit Card for 15 or more point-of-sale transactions plus any of the following: E-Statement, Direct Deposit, five or more bill pays/auto debits or be age 23 or younger. Once you qualify, you begin to earn cash back for point of sale transactions, bill payment, auto-debits and ATM refunds. You can earn up to $10 cash back each statement cycle. Plus use your debit card at any non-Union Bank ATM and receive up to $25 in foreign ATM fee refunds when you qualify.

• FREE Welcome Pack of single checks

• Cash Back up to $10 when qualifiers met

• No minimum balance required

• No monthly service charge

• Nationwide ATM refunds up to $25 each month when qualifiers met


Easy qualifiers:

- 15 debit card POS transactions posted/cleared per monthly statement cycle

- PLUS any one of the following each month:

• Direct deposit

• eStatements received

• Five or more bill pays or automatic payments (auto debits)

• Owner age 23 or younger

 



For our Quick Switch Kit please Click Here!

*Qualifying point of sale transactions must post and clear the Cash Back Checking account during the monthly statement cycle. Transactions may take one or more business days from the date the transaction was made to post and settle to an account.

ATM transactions do not count as qualifying transactions. Intra-bank transfers do not count as qualifying ACH transactions. Fees may reduce earnings. E-Statement may be retrieved by logging onto www.theubank.com online banking. We may report to the IRS the value of cash back rewards earned during the year. Any applicable taxes are the responsibility of the recipients. Personal accounts only. One account per social security number. Checks are not returned with statements. If the account is closed prior to ATM fee refunds and/or cash back rewards posting to your account, all refunds and rewards may be forfeited.

An interest-bearing account for those who keep balances of $1,500 or greater, or who are age 55 or better!

• One FREE box of Select Styles single checks each year

• Competitive interest earned based on tiers – all balances earn interest

• No monthly service charge when minimum daily balance of $1,500 maintained or age 55 or better

• Only a $6 monthly service charge if not 55 or better and daily balance falls below $1,500


 *See our Rates page for details

For our Quick Switch Kit please Click Here

A FREE account for everyone!

• FREE Welcome Pack of single checks

• No minimum balance required

• No monthly service charge

For our Quick Switch Kit please Click Here

A VIP Platinum MasterCard® Debit Card from the Union Bank is convenient, easy to use, and accepted anywhere you see the MasterCard® symbol. Your new Union Bank Debit card has shopping and security benefits as well:


  • Extended Warranty Insurance can double the time period and duplicates the coverage of the original manufacturer's or U.S. store brand warranty on new products for a maximum of one year. 
  • Price Protection can guarantee cardholders the best price on new products purchased with an eligible card by providing a refund on the difference, if you find a lower price within 60 days of purchase. 
  • Satisfaction Guarantee can provide up to $250 per new product, if you become dissatisfied with your product within 60 days of purchase and the merchant will not accept a return. 
  • Identity Theft Resolution with Wallet Protection if someone attempts to steal your identity, MasterCard® will provide services to report and help resolve the incident. 
  • MasterCard Global Service provides around-the-clock customer service for all of your account-related questions. 
  • MasterCard Zero Liability protects against unauthorized purchases on your card should your card be lost or stolen. 
  • Purchase Assurance® insures you against theft, damage, or loss of most new items for 90 days after you buy them. 
  • CardValet allows you to manage your card usage through your mobile device. 

Get the Mobile App that lets you control your card, your way


With CardValet you can: 

• Turn your credit card on and off.

• Establish transaction controls for dollar amount limits, merchant categories and

geographic locations.

• Receive alerts when your credit card is used, approved or exceeds the transaction

controls set by you.

• Stay informed of potential fraud with alerts on attempted, declined transactions.

• Get real-time balances for your accounts.


Get your CardValet app at the Apple iTunes store or Google Play.

MasterCard SecureCode is a service to enhance your existing MasterCard account. A private code means added protection against unauthorized use of your card when you shop at participating online retailers. You can register for SecureCode at the MasterCard website found here.

If you have questions on MasterCard benefits, please call 1-800-307-7309.

If you need to contact the fraud department at MasterCard, please call 1-800-262-2024.

If your MasterCard has been lost or stolen and the bank offices are not open, please call 1-800-417-8715.

If you need to activate a new card, or reset your PIN, please call 1-800-992-3808.

 

A young man and woman are showing each other their cell phone screens.
Mobile Banking

Access your finances wherever your day takes you with Union Bank mobile banking. Learn more about Mobile Banking