The Union Rewards - High Interest account allows you to earn great interest rates with no monthly service fee when you qualify.

Once you qualify, you begin to earn our highest checking interest rate for balances from $1.00 to $10,000.00 and split rates thereafter. Plus, use your debit card at any non-Union Bank ATM and receive up to $25.00 in foreign ATM refunds. Open a Union Interest Rewards Plus for even more value.

• FREE Welcome Pack of single checks
  
• High interest rate when qualifiers met
• No minimum balance required
• No monthly service charge
• Nationwide ATM refunds up to $25.00 each month when qualifiers met

Easy qualifiers:

• 15 debit card POS transactions posted/cleared per monthly statement cycle
• Plus any one of the following each month:
  • Direct deposit
  • eStatements received
  • Five or more bill pays or automatic payments (auto debits)
  • Owner age 23 or younger

Click here for our Quick Switch Kit.

*See our Rates page for details.

*Qualifying point of sale transactions must post and clear the Union Interest Rewards Checking account during the monthly statement cycle. Transactions may take one or more business days from the date the transaction was made to post and settle to an account.

ATM transactions do not count as qualifying transactions. Intra-bank transfers do not count as qualifying ACH transactions. Fees may reduce earnings. E-Statement may be retrieved by logging onto www.theubank.com online banking. Personal accounts only. One account per social security number. Checks are not returned with statements. If the account is closed prior to ATM fee refunds and/or interest posting to your account, all refunds and interest may be forfeited.

The Union Rewards - Cash Back account features more ways to qualify and earn cash back with more ways to earn rewards everyday.

Once you qualify, you begin to earn cash back for point of sale transactions, bill payment, auto-debits, and ATM refunds. You can earn up to $10.00 cash back each statement cycle. Plus use your debit card at any non-Union Bank ATM and receive up to $25.00 in foreign ATM fee refunds when you qualify.

• FREE Welcome Pack of single checks
  
• Cash Back up to $10.00 when qualifiers met
• No minimum balance required
• No monthly service charge
• Nationwide ATM refunds up to $25.00 each month when qualifiers met

Easy qualifiers:

• 15 debit card POS transactions posted/cleared per monthly statement cycle
• Plus any one of the following each month:
  • Direct deposit
  • eStatements received
  • Five or more bill pays or automatic payments (auto debits)
  • Owner age 23 or younger

Click here for our Quick Switch Kit.

*Qualifying point of sale transactions must post and clear the Cash Back Checking account during the monthly statement cycle. Transactions may take one or more business days from the date the transaction was made to post and settle to an account.

ATM transactions do not count as qualifying transactions. Intra-bank transfers do not count as qualifying ACH transactions. Fees may reduce earnings. E-Statement may be retrieved by logging onto www.theubank.com online banking. We may report to the IRS the value of cash back rewards earned during the year. Any applicable taxes are the responsibility of the recipients. Personal accounts only. One account per social security number. Checks are not returned with statements. If the account is closed prior to ATM fee refunds and/or cash back rewards posting to your account, all refunds and rewards may be forfeited.

A VIP Platinum MasterCard® Debit Card from the Union Bank is convenient, easy to use, and accepted anywhere you see the MasterCard® symbol. Your new Union Bank debit card has shopping and security benefits as well:

• Extended Warranty Insurance can double the time period and duplicates the coverage of the original manufacturer's or U.S. store brand warranty on new products for a maximum of one year.
  
• Price Protection can guarantee cardholders the best price on new products purchased with an eligible card by providing a refund on the difference if you find a lower price within 60 days of purchase.
  
• Satisfaction Guarantee can provide up to $250.00 per new product if you become dissatisfied with your product within 60 days of purchase and the merchant will not accept a return.
  
• Identity Theft Resolution with Wallet Protection protects you if someone attempts to steal your identity. MasterCard® will provide services to report and help resolve the incident.
  
• MasterCard® Global Service provides around-the-clock customer service for all of your account-related questions.
  
• MasterCard® Zero Liability protects against unauthorized purchases on your card should your card be lost or stolen.
  
• Purchase Assurance® insures you against theft, damage, or loss of most new items for 90 days after you buy them.
  
• CardValet allows you to manage your card usage through your mobile device.
  

Get the Mobile App that lets you control your card, your way ! 

With CardValet you can: 

• Turn your credit card on and off.
• Establish transaction controls for dollar amount limits,  merchant categories and
• geographic locations.
• Receive alerts when your credit card is used, approved or exceeds the transaction
• controls set by you.
• Stay informed of potential fraud with alerts on attempted,  declined transactions.
• Get real-time balances for your accounts.

Get your CardValet app at the Apple iTunes store or Google Play store.