Whether you're looking for your first checking account or one that offers great rewards, we’ve got you covered!
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We understand that checking accounts aren't one-size-fits-all. We've developed a range of accounts to provide you great value and assure you get the account that fits you best. |
All Union Checking accounts include these free services:
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Unlimited Online & Mobile Bill Pay
Notary Services
Loan Discount1 Safe Deposit Box Discount2 |
Plus, receive access to all these free apps to add to your Digital Wallet:
- Loan Discount: 0.25% loan discount when set up automatic payment of a Union Bank loan from a Union Bank checking.
- Deposit Box Discount: 50% off on a safe deposit box for one year, where available.
Checking Account Options
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Union Free
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Union Value 55
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Union Rewards
Cash Back
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Union Rewards
High Interest
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| Minimum to open | $50.00 | $50.00 | $50.00 | $50.00 |
| Unlimited Check Writing | Yes | Yes | Yes | Yes |
| Monthly Service Charge | None | $6.001 | None | None |
| Interest Paid | No | Yes | No | Yes |
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Additional Benefits
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Free welcome pack of checks. | One free box of checks per year. | Earn cash rewards2 | Qualify for high interest3 |
- To avoid $6.00 monthly service charge, maintain a minimum daily balance of $1,500.00 and be age 55 or better.
- To earn Cash Rewards, ≥15 debit card POS transactions must be posted and cleared per monthly statement cycle, plus any one of the following each month:
- Direct Deposit
- Statements received
- ≥5 Bill Pay or auto debits
- Age 23 or younger
- To qualify for High Interest, ≥15 debit card POS transactions must be posted and cleared per monthly statement cycle, plus any one of the following each month:
- Direct Deposit
- eStatements received
- ≥5 Bill Pay or auto debits
- Age 23 or younger
VIP Platinum MasterCard® Debit Card
Your new Union Bank debit card has the following shopping and security benefits:
- Extended Warranty Insurance can double the time period and duplicates the coverage of the original manufacturer's or U.S. store brand warranty on new products for a maximum of one year.
- Price Protection can guarantee cardholders the best price on new products purchased with an eligible card by providing a refund on the difference if you find a lower price within 60 days of purchase.
- Satisfaction Guarantee can provide up to $250.00 per new product if you become dissatisfied with your product within 60 days of purchase and the merchant will not accept a return.
- Identity Theft Resolution with Wallet Protection protects you if someone attempts to steal your identity. MasterCard® will provide services to report and help resolve the incident.
- MasterCard® Global Service provides around-the-clock customer service for all of your account-related questions.
- MasterCard® Zero Liability protects against unauthorized purchases on your card should your card be lost or stolen.
- Purchase Assurance® insures you against theft, damage, or loss of most new items for 90 days after you buy them.
