Certificates of Deposit

A Union Bank CD offers you a flexible savings option with a fixed rate of return, competitive interest rates, and a great lineup of options, running from three months to five years. Best of all, you can get started for as little as $500, and interest may be credited to another Union Bank account or compounded. 

Individual Retirement Accounts 

Save smart with the help of one of our Union Bank IRA specialists. We’re here to help you set up a retirement plan that's right for you. Consult your personal tax adviser for information regarding tax deductibility.

Traditional IRA

A Traditional IRA is tax-deferred account that is available to any person with earned income who is under the age of 70 1/2. Contributions cannot exceed $5,500 + COLA (cost of living adjustments) or 100% of compensation for customers under age 50 for tax year 2016 (whichever is less). Contributions for customers who are 50 years of age and over cannot exceed $6,500 + COLA or 100% of compensation for 2016 (whichever is less).

Roth IRA

Your Roth IRA assets are available to you, without tax or penalty when the account has been open for 5 years and you are age 59 1/2 or more. Contributions may be made after age 70 1/2. Roth contribution limits are the same as Traditional IRAs.

Education IRA

An Education IRA is a tax-deferred account that can be established for each beneficiary and annual contributions can be made until the beneficiary attains age 18. Contributions cannot exceed $2,000 a year.


 *See our Rates page for details

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Mobile Banking

Access your finances wherever your day takes you with Union Bank mobile banking. Learn more about Mobile Banking

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Money Market Savings
Grow your finances while still having access to your funds. Find out more about Money Market Accounts
The Union Bank Co.

105 Progressive Drive
Columbus Grove, OH 45830
(800) 837-8111
Routing Number - 041213759