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| Account | Balance | Interest Rate | APY* |
|---|---|---|---|
|
Union Rewards High Interest
(if qualifications are met,
|
up to $10,000.00 | 1.98% | 2.00% |
| $10,000.01 - $20,000.00 | 1.00% |
2.00% to 1.50% | |
| $20,000.00.01 and up | 0.35% | 1.50% to 0.37% | |
| If qualifications are NOT met | $0.00 and up | 0.01% | 0.01% |
* APY = Annual Percentage Yield. The interest rates and APYs may change without notice after account opening. Interest rate and APYs are tiered and apply only to the portion of the balance within each tier. Interest rates and APYs are current as of 11/09/2024. Minimum opening deposit $50.00. Fees could reduce earnings.
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| Account | Balance | Interest Rate | APY* |
|---|---|---|---|
|
Money Market Special (Personal and Business)
*NEW MONEY ONLY*
|
up to $249,999.99 | 1.00% | 1.00% |
| $250,000.00 and up | 1.50% | 1.51% | |
| Personal Money Market Savings | up to $24,999.99 | 0.10% | 0.10% |
| $25,000.00 - $49,999.99 | 0.10% | 0.10% | |
| $50,000.00 - $99,999.99 | 0.10% | 0.10% | |
| $100,000.00 - $249,999.99 | 0.10% | 0.10% | |
| $250,000.00 - $399,999.99 | 0.25% | 0.25% | |
| $400,000 and up | 0.25% | 0.25% | |
| Business Money Market Savings | up to $49,999.99 | 0.02% | 0.02% |
| $50,000.00 - $99,999.99 | 0.03% | 0.03% | |
| $100,000.00 - $249,999.99 | 0.04% | 0.04% | |
| $250,000.00 - $399,999.99 | 0.05% | 0.05% | |
| $400,000.00 and up | 0.06% | 0.06% |
* APY = Annual Percentage Yield. The interest rates and APYs may change without notice after account opening. Interest rate and APYs are tiered. Interest rates and APYs are current as of 9/25/2025. No minimum opening balance required. Fees could reduce earnings.
Special CDs (1)
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| Interest Rate | APY* | Minimum Opening Deposit | |
|---|---|---|---|
| 6 Month Special CD | 3.75% | 3.82% | $500.00 |
| 9 Month Special CD | 3.40% | 3.45% | $500.00 |
| 24 Month Special CD | 3.25% | 3.30% | $500.00 |
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| Interest Rate | APY* | Minimum Opening Deposit | |
|---|---|---|---|
| 90 Day CD | 0.03% | 0.03% | $500.00 |
| 6 Month CD |
0.05% | 0.05% | $500.00 |
| 12 Month CD | 0.07% | 0.07% | $500.00 |
| 18 Month CD | 0.10% | 0.10% | $500.00 |
| 24 Month CD | 0.16% | 0.16% | $500.00 |
| 36 Month CD | 0.20% | 0.20% | $500.00 |
| 48 Month CD | 0.35% | 0.35% | $500.00 |
| 60 Month CD | 0.50% | 0.50% | $500.00 |
* APY = Annual Percentage Yield. Interest rates and APYs are current as of 09/26/2025. Fees could reduce earnings.
(1) A penalty may be imposed for early withdrawal.