Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

No matter which card you choose, you'll enjoy important features like:
Flexible Spending Power

Check out all of the Personal Credit Card options we have available. Compare rates, terms and features to select the card that works best for your needs.

Personal Credit Card Options

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The Union Bank Company credit cards are offered through Elan Financial Services. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc.

Verified by VISA®

Verified by VISA is free to VISA cardholders and was developed to help prevent unauthorized use of VISA cards online. Verified by VISA protects VISA cards with personal passwords, giving cardholders reassurance that only they can use their VISA cards online.

Once your card is activated, your card number will be recognized whenever it's used at participating online stores. A Verified by VISA window will automatically appear and your VISA card issuer will ask you to enter your password to verify your identity and complete your purchase. At stores that aren't participating in Verified by VISA yet, your VISA card will continue to work as usual.
Apply online today!
Complete our secure online credit application.

Your account access is at your fingertips.
Enroll in My Account Access to view your statements, pay your bill, and to review and redeem your reward points.

Best practices for using a credit card.
By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular purchases.

Reporting Lost or Stolen Card

VISA® Personal Credit Card

VISA® Business Credit Card

The Union Bank Co.

105 Progressive Drive
Columbus Grove, OH 45830
(800) 837-8111
Routing Number - 041213759